Methods of investment
There are different types of methods of investment. Investment is one of the terms related to business management. Investment is one of the things which of great help to a lot of people. It is also a great help at the time of retirement as well. It will also help you in gaining profit as well as various other gains.
Some of the major methods of investment are described below. Scroll down and have a look to know more:
Life Insurance: This is one of the major methods of investment. This is an important option in India. This is also known as Life Insurance Corporation of India. This is also an undertaking of the Government of India. There are various private companies in the market which also provides life insurance. Some of these includes Bajaj Alliance, ICICI Prudential Life, Birla Sunlife, Kotak Mahindra, Tata AIG Life, Aviva Life Insurance and many more.
Bank Fixed Deposits: This is also one of the major methods of investment. This is also a common type of investment in India. In this investment, you have to deposit a certain amount where you will get different types of interest rates. You will have to deposit the money for a certain number of years which can vary from 5 years to 15 years as well.
Real estate: This is also a major method of investment which is extremely popular in different western countries. There care two types of real estate commercial as well residential. The commercial real estate includes industrial complexes, business houses, medical centers, retail shops as well as shopping malls. The residential real estate includes houses and apartments. There are various agents who will help you in selecting the real estate.
Gold Investment: This is also one of the important method of investment. There are a lot of people who buy gold in order to invest their money. This is a very common concept in India as well as in the subcontinent. The returns generated from this is extremely good. You can also invest by buying gold coins as well as you can also invest in gold mutual funds.
Postal Saving Schemes: This is also a method of investment which deals with recurring deposits, saving accounts, national savings certificates as well as postal life insurance. This is also a popular type of investment in India.
Shares and Mutual Funds: Shares and mutual funds are one of the popular methods of investment. There are a lot of people who invest in shares and mutual funds. You have to purchase shares as well as mutual funds from the stock markets. You have to be conscious about the different types of companies and their market value.
Bonds, Chit Funds, Company Fds: This is also a major method of investment. These options provide high interest rates. But the high interest rates may fall after some time. You have to be careful when you are investing in these as there are chances of getting cheated as well